Terms & Conditions

1. Agreement & Operator

These Terms & Conditions (the "Terms") form a legally binding agreement between you and:

GENIUS.US.ORG LTD
Office 4, Suite C2
Orion Mall, Palm Street
Victoria, Mahé
Seychelles
("Company", "we", "us", "our")

They govern your access to and use of genius.us.org and its subdomains, including questions.genius.us.org, together with all related content, features, reports, certificates, and subscriptions (collectively, the "Service"). By accessing the Service, creating an account, or completing a purchase, you confirm that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and our Refund Policy, each of which is incorporated into these Terms by reference. If you do not agree, you must not use the Service.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to make a purchase. Users aged 16–17 may use the free portions of the Service only with the consent and supervision of a parent or legal guardian, who accepts these Terms on their behalf. By using the Service you represent that you meet these requirements, that any information you provide is accurate, and that you are legally capable of entering into a binding contract.

3. The Service — Nature & Purpose

The Service provides an online cognitive assessment, a personalized performance report, a printable certificate, and related training content. The Service is provided strictly for informational, educational, and entertainment purposes. It is not a clinically validated psychometric instrument, does not constitute a clinical psychological or neuropsychological evaluation, medical advice, diagnosis, or treatment, and must not be relied upon for educational placement, employment, immigration, legal, or medical decisions. Scores are estimates derived from your performance at the time of the assessment and may vary between sessions.

4. Accounts & Access

An account is created when you submit your test results with your email address. Access to your dashboard is provided via a personal login link sent to your email. You are responsible for (a) providing a valid email address that you control, (b) keeping your login link and account access confidential, and (c) all activity that occurs under your account. We are not liable for losses arising from unauthorized use of your account caused by your failure to protect your credentials. You may not create multiple accounts to abuse trials, refunds, or promotions.

5. Prices, Trial & Automatic Renewal

Taking the test is free. Full access to your results is offered as follows, and is disclosed clearly and conspicuously on the website, on the checkout page before you pay, in your order confirmation email, and in your account area:

• Trial: an 8-day full-access trial for $0.99 (incl. VAT), which includes immediate delivery of your IQ score, full performance report, and certificate.
• Automatic renewal: at the end of the 8-day trial period, and unless you cancel before the trial ends, your access automatically converts into a recurring monthly subscription at $39.95 per month (incl. VAT), charged to the payment method you provided, and renewing automatically each month until cancelled.
• Your authorization: by completing checkout you expressly authorize us (and our payment processors) to charge the trial fee and each recurring subscription fee to your payment method until you cancel.

You are solely responsible for managing your subscription and for cancelling before your renewal date if you do not wish to be charged. We are not obligated to send renewal reminders, although we may do so as a courtesy. Current pricing is always available on our Pricing page. We may change subscription prices for future billing periods with prior notice; the change applies only if you do not cancel before it takes effect.

6. Cancellation

You may cancel at any time, free of charge, using any of the following methods:

• The Cancel Subscription page (linked in the footer of every page);
• Your account area; or
• Emailing [email protected] from the email address on your account.

Cancellation takes effect at the end of the current paid period: you retain access until then, and no further charges are made. Cancellation before the end of the trial prevents any subscription charge. Cancellation is not retroactive — it stops future billing but does not refund charges already processed, which are governed exclusively by our Refund Policy. We confirm every cancellation in writing; if you do not receive a confirmation email, your cancellation has not been completed and you should contact support.

7. Refunds & Right of Withdrawal

All refunds are governed by our Refund Policy, which forms part of these Terms. In summary: subscription renewal charges are final once processed; forgetting to cancel does not entitle you to a refund; and refunds are issued only in the limited circumstances described in the Refund Policy or where required by mandatory consumer law.

Digital content waiver: by purchasing, you expressly request that we deliver your digital content (score, report, certificate) immediately, and you acknowledge that once delivery has begun you lose any statutory right of withdrawal in respect of that content, to the extent permitted by applicable law (including Article 16(m) of EU Directive 2011/83/EU). Mandatory consumer rights in your country of residence — including the EU/UK 14-day withdrawal right for services not yet performed and the 7-day right of repentance under Article 49 of the Brazilian Consumer Protection Code — remain unaffected.

8. Chargebacks

You agree to contact us to resolve any billing concern before initiating a dispute with your bank or card issuer. Filing a chargeback against a charge that was disclosed and authorized at checkout (including automatic renewal charges) constitutes a material breach of these Terms. We reserve the right to contest such chargebacks with full evidence (checkout disclosures, IP logs, confirmation emails, and usage records), to suspend or terminate the associated account, to revoke delivered digital content and certificates, and to recover dispute costs and fees to the extent permitted by law.

9. Acceptable Use

You agree not to, and not to permit any third party to:

• Access or attempt to access other users' data or accounts;
• Copy, scrape, crawl, frame, or systematically extract content from the Service;
• Reverse-engineer, decompile, or interfere with the operation or security of the platform;
• Submit false identity or fraudulent payment information, or use stolen payment instruments;
• Abuse trials, promotions, or the refund process (including via multiple accounts);
• Resell, sublicense, or commercially exploit the Service or its content;
• Upload malicious code or use bots or automated means to access the Service; or
• Use the Service in violation of any applicable law or regulation.

We may investigate violations and suspend or terminate offending accounts without refund, and may report unlawful activity to relevant authorities.

10. Intellectual Property

All test content, questions, scoring methodology, reports, certificates, software, text, graphics, branding, and design comprising the Service are owned by or licensed to the Company and are protected by copyright, trademark, and other intellectual property laws worldwide. We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service and your report and certificate for personal, non-commercial purposes. You may share your own results; you may not reproduce, distribute, modify, or resell any test content or any other part of the Service. All rights not expressly granted are reserved.

11. Third-Party Services

Payments are processed by independent third-party payment processors; your use of their services is subject to their own terms and privacy policies. The Service may contain links to third-party websites or services that we do not control and for which we accept no responsibility.

12. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Service is provided "as is" and "as available", without warranties of any kind, whether express, implied, or statutory, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or secure, that defects will be corrected, or that any score, report, or certificate is suitable for any particular purpose. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

13. Limitation of Liability

To the maximum extent permitted by applicable law:

• We shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or opportunity, arising out of or relating to the Service or these Terms, even if advised of the possibility of such damages;
• Our total aggregate liability for all claims arising out of or relating to the Service or these Terms shall not exceed the amounts you actually paid us in the twelve (12) months preceding the event giving rise to the claim;
• We shall not be liable for decisions you or any third party make in reliance on test results, reports, or certificates.

Nothing in these Terms excludes or limits liability for fraud, for death or personal injury caused by negligence, or for any other liability that cannot be excluded or limited under applicable law. If you are a consumer, you retain all mandatory statutory rights of your country of residence.

14. Indemnification

You agree to indemnify and hold harmless the Company, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising out of or relating to your breach of these Terms, your violation of applicable law, or your misuse of the Service. This clause does not apply to consumers to the extent prohibited by the mandatory law of their country of residence.

15. Suspension & Termination

We may suspend or terminate your access to the Service immediately and without refund if you materially breach these Terms (including the Acceptable Use and Chargeback provisions), if required by law, or to protect the security or integrity of the Service. You may stop using the Service and cancel your subscription at any time. Sections that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, indemnification, and governing law) survive.

16. Force Majeure

We are not liable for any delay or failure to perform caused by events beyond our reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, governmental action, power or internet failures, or failures of third-party hosting or payment providers.

17. Governing Law & Disputes

These Terms are governed by the laws of the Republic of Seychelles, without regard to conflict-of-law principles. If you are a consumer residing in the EU/EEA, the UK, Brazil, or another jurisdiction whose law grants you mandatory consumer protections, you additionally benefit from those protections and from the right to bring proceedings in the courts of your place of residence, and nothing in this Section deprives you of either.

Before bringing any formal claim, you agree to first contact us at [email protected] and attempt in good faith to resolve the dispute informally within 30 days. Any claim must be brought within one (1) year of the events giving rise to it, unless a longer period is mandated by applicable law. You may only bring claims in your individual capacity, and not as part of a class or representative action, to the extent permitted by the law of your jurisdiction.

18. General Provisions

• Entire agreement: these Terms, together with the Privacy Policy and Refund Policy, constitute the entire agreement between you and the Company regarding the Service.
• Severability: if any provision is held invalid or unenforceable, it will be enforced to the maximum extent permissible and the remaining provisions remain in full force.
• No waiver: our failure to enforce any provision is not a waiver of our right to do so later.
• Assignment: you may not assign these Terms; we may assign them in connection with a merger, acquisition, or sale of assets.
• Language: translations are provided for convenience; in case of conflict, the English version prevails to the extent permitted by law.

19. Changes to These Terms

We may update these Terms from time to time. Material changes will be posted on this page with an updated "Last updated" date and, where required by law, notified to you by email or in your account area with reasonable advance notice. Continued use of the Service after changes take effect constitutes acceptance of the updated Terms. If you do not agree to a change, you must cancel your subscription and stop using the Service before the change takes effect.

20. Contact

GENIUS.US.ORG LTD
Office 4, Suite C2
Orion Mall, Palm Street
Victoria, Mahé
Seychelles

Email: [email protected] or via the contact page. Support is available 24/7/365.